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Interest Rates
*As of June 29, 2010
| VA/FHA |
1% origination |
APR |
1% origination + pts |
APR |
| 30 year fixed-FHA |
4.50% |
4.7987% |
NQ |
NQ |
| 30 year fixed-VA |
4.50% |
4.801% |
NQ |
NQ |
| 15 year fixed-FHA |
4.50% |
4.625% |
NQ |
NQ |
| 15 year fixed-VA |
4.50% |
4.625% |
NQ |
NQ |
| 5/1 FHA ARM |
3.75% |
3.87% |
3.25% + 1.00 point |
3.48% |
| AK Housing |
30 year |
APR |
15 year |
APR |
| Tax-exempt FTHB (FHA) |
4.25% |
4.78% |
4.00% |
4.321% |
| Veteran Mortgage (VMP) |
4.25% |
4.74% |
4.125% |
4.44% |
| Taxable FTHB (FHA) |
4.50% |
5.03% |
4.375% |
4.76% |
| Taxable (FHA) |
4.625% |
5.16% |
4.50% |
4.89% |
| Conventional Fixed |
1% origination |
APR |
1% origination + pts |
APR |
| 30 year fixed |
4.625% |
5.26% |
4.375% + 1.00 point |
4.52% |
| 20 year fixed |
4.250% |
4.69% |
4.25% + .50 point |
4.41%
|
| 15 year fixed |
4.00% |
4.23% |
3.75% + 1 pts |
4.025% |
| 5/1 ARM |
3.50% |
3.625% |
3.00% + 1.375 point |
3.375% |
*The above conventional loan programs are based upon a sales price of $100,000.00 with a final loan amount of $95,000.00.
*The above FHA loan programs are based upon a sales price of $100,000.00 with a base loan amount of $96,500.00 and a final loan amount that includes the upfront MIP premium of $2171.00. Final note amount financed of $98,671.00.
*The above VA loan programs are based upon a sales price of $100,000.00 with a base loan amount of $100,000.00 and a final loan amount that includes the upfront VA funding fee of $2,190. Final note amount financed of $102,190.00.
*More Disclosures
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