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Interest Rates

*As of June 29, 2010

 VA/FHA  1% origination  APR 1% origination + pts  APR
 30 year fixed-FHA  4.50%  4.7987%  NQ  NQ
 30 year fixed-VA  4.50%  4.801%  NQ  NQ
 15 year fixed-FHA  4.50%  4.625%  NQ  NQ
 15 year fixed-VA  4.50%  4.625%  NQ  NQ
 5/1 FHA ARM  3.75%  3.87%  3.25% + 1.00 point  3.48%
 AK Housing 30 year  APR  15 year  APR
 Tax-exempt FTHB (FHA)  4.25%  4.78%  4.00%  4.321%
 Veteran Mortgage (VMP)  4.25  4.74%  4.125%  4.44%
 Taxable FTHB (FHA)  4.50%  5.03%  4.375%  4.76%
 Taxable (FHA)  4.625%  5.16%  4.50%  4.89%
 Conventional Fixed 1% origination  APR  1% origination + pts   APR
 30 year fixed  4.625%  5.26%  4.375% + 1.00 point  4.52%
 20 year fixed  4.250%  4.69%  4.25% + .50 point

 4.41%

 15 year fixed  4.00  4.23% 3.75% + 1 pts  4.025%
 5/1 ARM  3.50%  3.625%  3.00% + 1.375 point  3.375%

*The above conventional loan programs are based upon a sales price of $100,000.00 with a final loan amount of $95,000.00.

*The above FHA loan programs are based upon a sales price of $100,000.00 with a base loan amount of $96,500.00 and a final loan amount that includes the upfront MIP premium of $2171.00.  Final note amount financed of $98,671.00.

*The above VA loan programs are based upon a sales price of $100,000.00 with a base loan amount of $100,000.00 and a final loan amount that includes the upfront VA funding fee of $2,190.  Final note amount financed of $102,190.00.  

*More Disclosures